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Dr Dental Dental Insurance – Dental HMO Insurance Plans in California 
01/03/24 10:39 AM

Question: I have a 13-year-old son who needs some dental care, but I do not have any insurance in force. Since I am not seeking dental care, can I buy only a dental HMO insurance plan for my son?

Answer: That would depend on the plan you are reviewing. Some dental HMO plans will let you buy a plan for a minor only, whereas others will require you to have at least one adult listed as head of household. In that case, you must purchase a couple-plan for you and your minor son. I suggest buying a couple-plan if you also do not have dental insurance. The cost difference between a couple and an individual plan on an HMO is generally not significant, around $10.00 – $15.00 more a month. 

Your dental health care is also essential, and you should see a dentist for at least your preventive care. With most HMO plans, preventive services are free or low-cost to the member. However, if you have any questions about the different dental insurance plan options we provide, please call our member services at 310-534-3444, as we will be happy to help walk you through our plans so that you can pick the right dental plan and coverage for you and or your son.

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  3. Dr Dental, Child Only Dental Plans
Posted by Carol | in Dental Insurance Plans | No Comments »
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