Dr Dental Dental Insurance – Dental HMO Insurance Plans in California 

01/03/24 10:39 AM

Question: I have a 13-year-old son who needs some dental care, but I do not have any insurance in force. Since I am not seeking dental care, can I buy only a dental HMO insurance plan for my son?

Answer: That would depend on the plan you are reviewing. Some dental HMO plans will let you buy a plan for a minor only, whereas others will require you to have at least one adult listed as head of household. In that case, you must purchase a couple-plan for you and your minor son. I suggest buying a couple-plan if you also do not have dental insurance. The cost difference between a couple and an individual plan on an HMO is generally not significant, around $10.00 – $15.00 more a month. 

Your dental health care is also essential, and you should see a dentist for at least your preventive care. With most HMO plans, preventive services are free or low-cost to the member. However, if you have any questions about the different dental insurance plan options we provide, please call our member services at 310-534-3444, as we will be happy to help walk you through our plans so that you can pick the right dental plan and coverage for you and or your son.

Posted by Carol | in Dental Insurance Plans | No Comments »
Leave a Reply

You must be logged in to post a comment.


DRDENTAL.COM DISCLOSURES: This is not an attempt to describe the product coverage and its' contents but merely used as a sales tool for the purpose of product illustration. The website and its' owners cannot make recommendations as to whether any illustrated product may meet the users' particular needs. Therefore, the suitability of the product is the final determination of the user of this website. The use of this website is acceptance of the sites' privacy statement. Coverage is not in effect until an application is signed, transmitted, payment received and approved by the underwriting company unless otherwise specifically stated. A physical and/or background inspection may be done to verify the information provided. The quote(s) will be based up on the underwriting information you supplied and the quote(s) is/are subject to change upon inspection and review by the underwriting company. The underwriting company reserves the right to determine the final coverage, premium and acceptability  If you have any questions regarding the information collected, please contact the agency. All quotes are provided by DEL AMO Insurance Services, Inc,. DBA:  InsComp Insurance Services and/or one of it's affiliated agents, brokers, agencies, brokerages, and/or companies  Lic: 0B93601  Agent David Blunt, Lic: 0638553. Commercial use by others is prohibited by law. No portion of any news or information from this website may be photocopied, faxed, mailed, distributed, transmitted, published, broadcasted, duplicated, or re-distributed in any manner for any purpose without prior written authorization of its' owner.