DrDental – Dental & Vision Insurance. What type of dental and vision insurance plan is the best for a low fixed budget?
I live in San Pedro, California. I am 19, and although I am still on my parent’s medical, they do not have dental or vision, and I need both right now. I do not want my parents to have to pay for my dental and vision needs, but I really could use some help. I am new to all this and do not know where to look on a low fixed budget or what plan type would be best for me to get. Any helpful advice you can offer me so I can make the best decision?
Reply: There are various types of dental insurance plans available in the market, and the best one for you depends on your specific needs and budget. However, if you are looking for a low-cost plan offering basic coverage, then a dental HMO insurance plan may be an excellent option. These plans typically have lower monthly premiums than dental PPO insurance plans.
Our HMO dental insurance plans run around $7.95 to $ 18.95 monthly. At the same time, our vision insurance runs $14.51 monthly for individuals. Researching and comparing different programs is vital to finding the one that best suits your needs. Call our member service line at 310-534-3444, and we are happy to help you with your dental and vision insurance needs.