Short-term Dental Insurance for Tennessee.

01/16/24 10:20 AM

Question: Right now, I have a toothache, but I will be starting a new job offering dental benefits, which will take a few months to use. I want to find dental insurance on a short-term basis. I have been holding out until my benefits kick in at work, but I don’t think I can. Do you have any dental plans I do not have to keep for a year or more?  

Reply: HMO Dental Insurance plans can be a good option for short-term use because they typically have lower monthly premiums and can provide coverage for basic dental services like cleanings, fillings, and extractions. However, it’s important to note that HMO plans often require you to choose a dentist within their network and may have limitations on the types of procedures and specialists covered. Reviewing the plan details carefully before enrolling is always a good idea to ensure it meets your specific needs.

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