Dr Dental on Orthodontics

05/22/17

When buying a dental insurance plan, many insurance plans do provide some limited benefits/coverage for orthodontics services. However it is important to read the plans terms and conditions with regards to orthodontics coverages. Some may only cover orthodontics services for children under the age of 19 where as others have restrictive maximum limitations per year and life time pay out.

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Improve Your Dental Health Tip 2

05/20/17

Like tip 1 tip 2 is also something you should be doing at home as part of your daily oral health care habit, which is flossing. By flossing you are removing food particles that get caught in your teeth that brushing may not remove. Spend the extra few minutes a day by flossing your teeth for better overall oral health care.

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Dr Dental, Affordable Dental Plans

05/18/17

Where to Buy Affordable Dental Plans

You can obtain quotes for more affordable dental insurance plans from companies online and through your local insurance agent or broker. Please keep in mind that there are many web sites who give the appearance of selling dental insurance but instead only offer a dental discount plan which is not insurance.

Your dentist may also have affordable dental plan options available to patients.  Ask the receptionist if they partner with a dental plan company and see if one might be right for you.

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Dr Dental, Looking for an in-network dentist under an HMO dental Insurance Plan

05/16/17

When reviewing dental HMO’s plans, one important part of having the plan work the best for you is having a dentist within the plan network you will want to go to. HMO’s dental insurance plan do not provide any benefits/coverages for dental offices that are not a provider of the plan. There for choosing a plan provider is very important.

I suggest when choosing an in-network provider of an HMO insurance plan make sure to call the dental office up prior to buying the plan. Verify that they are still accepting the plan and new members. Confirm anything that may be important to you in picking a plan provider. Such as business hours, how far booked up they may be, location, years in practice, that they are doing the type of dental care services you may feel you need and anything else that would be important to you.

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Dr Dental, Dental Insurance – Cosmetics

05/14/17

Dental Insurance – Cosmetics

Cosmetic dentistry may help you to get your best smile at any age.  One of the most popular cosmetic dental procedures to a perfect smile is bonding.  Cosmetic dental bonding is a fairly painless procedure usually performed in one dental visit by applying an enamel like material to your teeth which is then shaped, hardened with a special light and polished.

For a more dramatic smile, porcelain veneers can make a drastic difference. With veneers, you can control the color, position, shape, and size of your new teeth which can correct crooked, worn, or chipped teeth. This procedure can cost between $1,200 – $3,500 per tooth.

Cosmetic dentistry insurance coverage is not afforded by most dental insurance companies. If you are with a group dental insurance company through your employer, you may want to inquire if cosmetic dentistry insurance coverage is provided under your dental plan.

Cosmetic dental coverage is normally provided by discount dental plans. Discount dental plans usually cover 15 to 20 percent of the cosmetic dental care cost.

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Improve Your Dental Health Tip One

05/12/17

Tip one on improving your dental health is something you should be doing twice a day for at least two minutes and that is brushing your teeth. Brushing your teeth should be part of of your daily oral health care habit. Make sure to change your tooth burhs every 3-4 months and use a toothpaste that has fluoride.

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Dr Dental, Getting the best value under a PPO plan.

05/10/17

When buying a PPO plan using the plan network of providers is normally going to provide you greater value. Although most PPO plans do provide benefits for outside net work dentist (dentist not a provider of the plan) they will in some cases reduce the coverages provided under the plan for non provider use. Such as maybe the plan pays 100 percent for preventive care with plan providers but only pays 80 percent when you choose a dentist not in the plan network of providers. Even if the PPO plan you are reviewing dose not reduce their benefits for out of network dental providers, you still run a risk of having a greater chance of UCR(Usual, Customary and Reasonable) fees. Since inside network providers have mostly agree to reduce their cost to stay within the plan UCR rates and non provider have made no such concession.

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Dr Dental Business Dental Plans

05/08/17

Business Dental Plans

As a business owner, you are facing many difficult dental insurance plan decisions. One of the decisions is buying a business dental plan. Business dental insurance plans have become essential to businesses due to the increasing benefit needs of the employees, especially when they visit the dentist.

Group business dental insurance coverage is more affordable since all the participants of the plan are under one policy normally paid by the employer. Offering dental insurance to employees can aid in the employer recruitment and retention.

Studies indicate that supplemental employee benefits such as dental insurance can help retain high quality employees. The cost for business dental insurance will very, depending on the number of employees, the plan specifications, employee contributions, and the cost limitations you specify with your dental insurance agent.

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Dr Dental, Dental Insurance Plus Vision Plans.

05/06/17

Question: I looking for both Dental and Vision insurance in one plan or at least two very affordable plans. I live in California.

Answer: For both dental and vision in one plan we have PPO’s plans though StandardLife dental that provides vision benefits as well. We also have lower cost HMO plans though California dental and PrimareCare although they do not include vision we also have a vision web site www.bestvisionplans.com that has a low cost vision insurance options though VSP Another option for both dental and vision would be reviewing our dental discount plans though Careington and Aetna both also come with discounted savings for vision and Rx

 

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Dr Dental, Benefits of Dental Insurance

05/04/17

Benefits of Dental Insurance

Dental insurance benefits vary depending on the type of dental insurance plan.  When reviewing the benefits of dental insurance especially when selecting a dental insurance plan, keep in mind there are various policy coverage options, dental plan deductibles, co-payments, limitations, restrictions and exclusions.

It is extremely important that you read the list of benefits provided by the dental insurance provider and be sure you are getting a dental insurance plan if that is what you wanted to purchase.

A reminder discount dental plans are not dental insurance plans. A discount plan partners with specific dentists to provide customers with a savings on visits to the dentist office much the same as dental insurance. The downside to discount dental plans is that they are not regulated and you have limited recourse if you experience dental problems.

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DrDental, Can you choose your own dentist?

05/02/17

HMO’s dental insurance plans suggests dentist that is working with them. This means that you cannot go to your dentist (unless they are a plan provider of that plan)  and you will have to pick the one from their list, you have to choose dentist that has contract with your dental plan company, in order for your plan benefits to be valid.

Most PPO’s plans allow individuals to stay with their current dentists. Dentists that have contract with dental insurance companies are considered as In-Network Dentists, otherwise they are called Out of Network Dentists. Note: Sometimes out of network dentist will have reduce benefits/coverage’s.

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Dr Dental, Using Your Dental Insurance Plan

04/30/17

Regardless of how good your dental insurance plan may be, it only really benefits you if you use it. Do not wait to use your dental insurance until you have dental pain and or other issues. Most dental insurance plan provide free to low cost preventive dental care services. They do this in order to help prevent you from having larger dental care needs in the future. Yet many people still but off their route office visit and check ups. This dose not only increase your risk of having to have larger dental care services in the future but do to delay dental care it can cost your more money in the long run.

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DrDental, Supplemental Dental Insurance

04/28/17

Supplemental dental insurance is an individual or family insurance policy purchased to cover a portion of the dental costs generally up and above or beyond the primary dental plan. Supplemental dental insurance will normally not cover the entire dental care procedure. But instead is synchronized or works hand-in-hand with your basic dental policy.

If you have a primary dental insurance plan that you purchased or your employer provided, the supplemental dental policy typically covers the remaining dental bill.

For example, if the dental plan policy covers half of the dental cost, the secondary or supplement dental insurance plan should cover the remaining balance of your dental procedure subject to any co-payments or deductibles already included in the policy.

A supplement dental insurance plan may also be purchased to cover the dental charges when there are annual dental benefit plan limits or exclusions. Say your primary policy has an annual maximum benefit of $1000 you may be able to purchase a supplemental dental plan to extend this benefit.

Most importantly you need to check with your dental office to see if they will coordinate the dental coverage since the dentist is the one most likely to bill the insurance company and ask you to pay any difference or the co-pay. Thus, a supplemental policy can come in handy.

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Dr Dental, Affordable dental insurance for individuals and families

04/26/17

With the increasing cost of dental services, having dental insurance is key in keeping your dental care cost more affordable. Depending on the type of dental services you need or dental provider you may wish to go to can effect the type of dental insurance and or plan that will work the best for your needs. Each type of dental insurance and plans have their pro and cons therefore it is important to read though them carefully so that you chose not only the most affordable plan, but the plan that will best work for your dental care needs.

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Have You Used Your Dental Benefits for 2016

04/24/17

Did you use your dental insurance last year? If “No” the question is are you going to let another year go by without taking advantage of your dental insurance policy?

Unlike your unused cell phone minutes, your dental insurance benefits do not roll over.  There are no benefits for not using your dental insurance plan.  The fact is you use it or lose it, meaning the money that you are paying into the insurance plan was all for naught if you are not using it.

This year make sure to you use your dental benefits.  You will not only be getting the benefits of your plan, but you will also be receiving the oral benefits of seeing your dentist.

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Dr Dental, The Cost Of The Invisalign Treatment

04/22/17

The Cost Of The Invisalign Treatment – Comparable To That Of Traditional Braces

The cost of the Invisalign treatment is comparable to that of traditional braces ranging from $3,000 to $5,000. The cost depends on the severity of your malocclusion and how may aligners, time, and effort, it will take to fix your teeth. However, only your dentist can determine the actual cost of treatment because it will be based on your specific needs, including how extensive your dental problems are, how long your treatment will last, etc.

Treatment with Invisalign may cost as much as 20 to 50 percent more than traditional orthodontic treatments. Geographic locations of orthodontist also effects the average Invisalign cost. You should inquire directly with your insurance company to determine whether the cost of Invisalign is fully or partially covered.

If you have been considering orthodontic treatment with, rather than traditional braces, you should find an orthodontist to discuss Invisalign cost and determine whether you are a candidate for the procedure. Many dentists also offer financing for Invisalign and can bring the cost down to easy monthly payments.

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Dr Dental, Looking For An In Network Dentist

04/20/17

When shopping for an HMO dental insurance plan and or a dental discount plan, it is important to make sure they have an in network provider (dentist) you wish to go to. Both of these dental plan types required you to pick a plan provider or go to plan providers. There is no benefits and or savings when going to a dental provider that is not an in network dentist of the plan.

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Dr Dental, Preventing Bad Breath.

04/18/17

The Prevention of bad breath is easier then you may think. With the exception of chronic bad breath here are some helpful tips to stop bad breath before it starts. Having good dental and oral health care habits. Brushing and Flossing your teeth twice a day. If you eat foods that are known to cause bad breath have mouthwash on hand, or chew on a bit of parsley after the meal. When brushing your teeth brush your tongue or use a tongue scraper. Your tongue holds bacteria that can cause bad breath.

Make sure you see your dentist once every six months or as directed by your dentist in order to maintain good teeth and gum health. Many reasons to bad breath is poor dental health. Dental decay and gum disease can cause you to have bad breath. Avoid doing things that causing bad breath such as smoking. Smoking can also cause many other health issues, so if you are a smoke do your best to quit. Eating food that are know to cause bad breath such as garlic, onions, cabbage, certain spices, coffee, even dairy products can cause bad breath for some people. Avoid eating food that causes you to have bad breath when you want to make sure your breath is fresh.

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Dr Dental, Cost Effective Dental Plans

04/16/17

When shopping for dental insurance you want to make sure that it provides coverages that will be cost effective for the type of dental care services you will be needing. Such as if you need a dental crown it may not be cost effective for you to buy a dental insurance plan that has waiting periods for major needs such as crowns. By reviewing each plans benefits carefully you will be able to select a dental insurance plan that best fits your needs and your budget.

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Dr Dental, Invisalign, Invisible Braces

04/14/17

Invisalign, Invisible Braces – Straightens Your Teeth Without Using Bands

Invisalign, invisible braces, straightens your teeth without using bands, metal brackets or metal wires making Invisalign more visually appealing. Invisalign also allows you to brush and floss normally to maintain healthy gums and teeth; and there are no wires, metal or brackets to cause mouth abrasions and discomfort.

Invisalign Teen system straightens your teeth with custom made clear aligners that are comfortable and invisible. The aligners give less force per week and less pain than do fixed appliances (traditional metal braces). Invisalign is known for being much faster than traditional braces with most treatment times lasting less than a year.

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